5 representative Chicago-area properties run through the Cost Seg Smart engine. These aren't hypothetical, every number below comes from the same engine that produces real customer studies.
| Example | Price | Reclass % | Y1 fed savings @ 37% | Land % | Recon band |
|---|---|---|---|---|---|
| Lincoln Park SFR Flip Lincoln Park / Bucktown / Wicker Park · SFR |
$685,000 | 15.9% | $30,050 | 25.5% | A |
| Logan Square Two-Flat Investor Logan Square / Avondale · DUPLEX |
$545,000 | 11.8% | $17,872 | 25.0% | A_low |
| Pilsen Three-Flat BRRRR Pilsen / Bridgeport (Lower West Side) · TRIPLEX |
$425,000 | 12.7% | $14,920 | 25.0% | A_low |
| South Loop Condo Rental South Loop / West Loop (downtown-adjacent condo) · CONDO |
$685,000 | 14.8% | $28,125 | 25.0% | D |
| Oak Park Suburban SFR LTR Oak Park / Evanston (suburban Cook County) · SFR |
$485,000 | 13.5% | $18,850 | 22.0% | A_low |
"Recon band" reflects the engine's reconciliation factor (rf_raw): A = clean fit between component-bottom-up sum and depreciable basis; D = high cost-of-construction-vs-purchase ratio, premium land floor applied.
Lincoln Park / Bucktown / Wicker Park · SFR (long-term rental) · Built 1908 · 1850 sqft
| MACRS class | Reclassified amount | % of basis |
|---|---|---|
| 5-year personal property (FF&E, appliances, decorative finishes, certain electrical) | $31,234 | 6.1% |
| 7-year personal property (office equipment, certain agricultural) | $0 | 0.0% |
| 15-year land improvements (paving, landscaping, fencing, site lighting) | $49,983 | 9.8% |
| Total accelerated | $81,217 | 15.9% |
| 27.5-Year Residential Real Property structure (39yr commercial) | $429,108 | 84.1% |
For this fixture, the engine used 25.5% land allocation from source: statistical. This is the statistical fallback when reliable county assessor data wasn't available or didn't pass the reliability gate. Estimate comes from the metro → state → national land-ratio hierarchy.
The engine computed a reconciliation factor (rf_raw) of 1.2198 (A band). Geographic factor: 0.95 (metro_calibrated resolver).
Logan Square / Avondale · DUPLEX (long-term rental) · Built 1922 · 2800 sqft
| MACRS class | Reclassified amount | % of basis |
|---|---|---|
| 5-year personal property (FF&E, appliances, decorative finishes, certain electrical) | $24,443 | 6.0% |
| 7-year personal property (office equipment, certain agricultural) | $0 | 0.0% |
| 15-year land improvements (paving, landscaping, fencing, site lighting) | $23,859 | 5.8% |
| Total accelerated | $48,302 | 11.8% |
| 27.5-Year Residential Real Property structure (39yr commercial) | $360,448 | 88.2% |
For this fixture, the engine used 25.0% land allocation from source: statistical. This is the statistical fallback when reliable county assessor data wasn't available or didn't pass the reliability gate. Estimate comes from the metro → state → national land-ratio hierarchy.
The engine computed a reconciliation factor (rf_raw) of 0.7682 (A_low band). Geographic factor: 0.95 (metro_calibrated resolver).
Pilsen / Bridgeport (Lower West Side) · TRIPLEX (long-term rental) · Built 1898 · 3000 sqft
| MACRS class | Reclassified amount | % of basis |
|---|---|---|
| 5-year personal property (FF&E, appliances, decorative finishes, certain electrical) | $22,776 | 7.1% |
| 7-year personal property (office equipment, certain agricultural) | $0 | 0.0% |
| 15-year land improvements (paving, landscaping, fencing, site lighting) | $17,547 | 5.5% |
| Total accelerated | $40,323 | 12.7% |
| 27.5-Year Residential Real Property structure (39yr commercial) | $278,427 | 87.3% |
For this fixture, the engine used 25.0% land allocation from source: statistical. This is the statistical fallback when reliable county assessor data wasn't available or didn't pass the reliability gate. Estimate comes from the metro → state → national land-ratio hierarchy.
The engine computed a reconciliation factor (rf_raw) of 0.6076 (A_low band). Geographic factor: 0.95 (metro_calibrated resolver).
South Loop / West Loop (downtown-adjacent condo) · CONDO (long-term rental) · Built 2014 · 1350 sqft
| MACRS class | Reclassified amount | % of basis |
|---|---|---|
| 5-year personal property (FF&E, appliances, decorative finishes, certain electrical) | $71,594 | 13.9% |
| 7-year personal property (office equipment, certain agricultural) | $0 | 0.0% |
| 15-year land improvements (paving, landscaping, fencing, site lighting) | $4,419 | 0.9% |
| Total accelerated | $76,013 | 14.8% |
| 27.5-Year Residential Real Property structure (39yr commercial) | $437,737 | 85.2% |
For this fixture, the engine used 25.0% land allocation from source: statistical. This is the statistical fallback when reliable county assessor data wasn't available or didn't pass the reliability gate. Estimate comes from the metro → state → national land-ratio hierarchy.
The engine computed a reconciliation factor (rf_raw) of 2.1416 (D band). Geographic factor: 0.95 (metro_calibrated resolver).
Oak Park / Evanston (suburban Cook County) · SFR (long-term rental) · Built 1925 · 2100 sqft
| MACRS class | Reclassified amount | % of basis |
|---|---|---|
| 5-year personal property (FF&E, appliances, decorative finishes, certain electrical) | $20,174 | 5.3% |
| 7-year personal property (office equipment, certain agricultural) | $0 | 0.0% |
| 15-year land improvements (paving, landscaping, fencing, site lighting) | $30,773 | 8.1% |
| Total accelerated | $50,947 | 13.5% |
| 27.5-Year Residential Real Property structure (39yr commercial) | $327,353 | 86.5% |
For this fixture, the engine used 22.0% land allocation from source: statistical. This is the statistical fallback when reliable county assessor data wasn't available or didn't pass the reliability gate. Estimate comes from the metro → state → national land-ratio hierarchy.
The engine computed a reconciliation factor (rf_raw) of 0.8325 (A_low band). Geographic factor: 1.08 (state resolver).
The same engine, with your specific address, year built, square footage, renovation history, and STR/LTR designation. Studies start at $495 for residential under $300K; full pricing on the main site.